As most of you know there are a slew of different insurance companies and huge variety of plans within those insurances. All of these different healthcare plans can make it really confusing when you try to figure out your own insurance, specifically Aetna. If you have an Aetna insurance plan that you want to use for a stay in drug rehab you are probably going to be surprised at how easy it will all be for you.
Many drug rehabs accept Aetna insurance which is great and will work in your favor. Aetna is an insurance company that even contracts with many different drug rehabs which will allow you to use what is known as “In Network” coverage. What this means it that you have to pay less money out of your own pocket. Aetna insurance plans do offer a lot of flexibility too when it comes to drug rehab. Even if you go to a drug rehab that is out of network you may be able to get some help from your Aetna insurance. You may have more out of pocket expenses than if you went to an in network drug rehab but still a percentage will be covered. This flexibility offered by Aetna insurance will allow you to go to the best drug rehab center for you instead of settling.
Most people when they get insurance such as Aetna don’t think that they might end up having to use it to pay for drug rehab. Unless you or a loved one has a background of drug abuse or a history of that kind of behavior in your family, it is not likely that you planned for drug rehab. If this is the case, remember that drug rehab is definitely a medical cost. It might be tricky to figure out where in your plan with Aetna drug rehab is and it may be even trickier to figure out whom to get the most out of your coverage. Luckily most if not all Aetna plans will cover at least part of the drug rehab program. Even though Aetna has a lot of flexibility and great health coverage, the amount the pay for will vary between different policies and circumstances. Any questions about insurance and getting insurance to pay for drug rehab should be left up to the drug rehab center as well as talking directly to an insurance representative.
What you really need to remember about drug rehab is that your health care plan will most likely dictate a higher deductible than what you would have with other types of medical treatment. The amount of time you are allowed to stay in drug rehab will likely be limited also. The average length of stay in drug rehab that Aetna will cover is at least 30 days so you may need to work out a payment arrangement for the part that Aetna does not cover if you or your loved one needs to stay in drug rehab longer than the recommended on month.
Palm Partners accepts health insurance, however, we are not affiliated with Aetna. Please give us a call at 1-800-951-6135 for more information.